Blue Monday is the most despicable day of the year – every year falls on the third Monday in January. This theory was introduced 14 years ago by a psychologist, Cliff Arnall, who argues with a few things – weather conditions are regularly bad although the days are longer, the holidays are over and everyone has generally returned to work, the accounts are exhausted, and most have already realized that will fail to fulfill its new-year decision. All together, held by psychologists, results in a mockery and low level of motivation. Experts advise you to be milder to yourself, to make your expectations more realistic, as you will avoid disappointment. It is also possible to plan spending more rationally, but also to accept that it is now such a state that will undoubtedly go through. Sometimes we can not change the situation, but we can do the way we deal with it.